73 Mais segurança Novas regras para retomada do veículo aumentarão os financiamentos Presidente da Fenabrave até 31 de dezembro de 2014, Flavio Meneghetti falou com exclusividade para o Anuário Abla a poucos dias do encerramento do seu mandato. Ele disse que 2015 será “desafiador” para o setor automotivo brasileiro, porém com um diferencial para os agentes financeiros: a Medida Provisória 651 (que posteriormente gerou a Lei n.º 13.043), cujo teor oferece “mais segurança jurídica aos bancos ao estabelecer regras claras e rígidas que possibilitam a recuperação do veículo em caso de inadimplência”. Segundo Meneghetti, “essa foi uma das conquistas com forte participação da Fenabrave”. Pelas estimativas do então presidente, em 2015 os números de vendas no mercado interno serão similares aos registrados no ano passado. More security New rules to get vehicles back will increase finance The President of FENABRAVE until December 31, 2014, Flávio Meneghetti spoke exclusively to the ABLA Yearbook a few days after the end of his term. He said that 2015 will be challenging for the Brazilian automotive sector, but with a differential for financial agents: Provisional Measure 651, (which gave rise to Law 13,043) which offers more legal certainty for banks to establish clear and strict rules that enable them to recover a vehicle in the event of default. According to Meneghetti, this was one of the achievements that FENABRAVE was heavily involved in. According to the estimates made by the former president, in 2015 domestic sales will be similar to those in 2014. In early 2015 the National Federation of Automotive Vehicle Distributors (FENABRAVE) presented its projections, made by its board and its Market Intelligence Division and Economic Department. It concluded that Gross Domestic Product (GDP) in Brazil will grow by 0.5% and inflation in the 12 months of the year will be around 6.5%. For FENABRAVE, 2015 will be a year of adjustments. Despite the return of the Tax on Industrialized Products (IPI) full for all vehicles, the rise in interest rates, the cuts in financing via the Investment Support Program (PSI), among other factors of concern, the President, Alaric Assumpção Jr., who took office on January 1, predicts a reduction of only 0.43% in vehicle sales compared with last year’s performance. Regarding the mix of sales by engine size, the President reports that the trend is for a continued loss of market share by 1.0-liter engines to higher power engines because consumers want more complete and more powerful vehicles. Among the positives cited for there to be a repeat of last year are: the good performance by agriculture (with 3% growth forecast), the new rules that reduce the deadlines for the return of vehicles in the event of default (read more in the box) and the fact that this year has 30 more business days than 2014. Alaric Assumpção is also confident about the federal government’s economic team. He expects the Finance Minister, Joaquim Levy, to boost market confidence, a key factor for businesspeople when considering investment, so driving a return to growth. Am instrument to leverage truck sales the Fleet Renewal Program, which came into force this year, is still doubtful for the president of FENABRAVE. “The program is very well structured, but the treasury says it does not have the funds,” he says. He praises car rental and leasing companies as large customers and partners in the automotive industry, and says that it will only take a few adjustments for business between these companies and dealers to improve. Linear graph For FENABRAVE, vehicle sales this year will be approximately equal to 2015. New rules to get vehicles back in the event of default will help drive the market.
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